The so-called “four sums of money”, namely “living money management”, “steady financial management”, “long-term investment” and “insurance guarantee”.
However, investment and financial management is also like love.
For a long time, how can the income be good.
According to the statistical report of mob Research Institute, from February 2020 to February 2021, a total of 60 million new Jimin ran in, of which more than 5 became post-90s young people.
The lack of financial literacy of investors and the imperfection of the financial market have led to the strange phenomenon of “funds make money, but the basic people don’t make money”.
Why do I need a fund advisor? This young people’s attitude towards funds is very Buddhist.
Recalling the “fund boom” in 2020, Jimin’s income outperformed that of investors, attracting many Mengxin to enter the market.
As soon as you practice, you will be completely dizzy.
In addition, you can also use the daily cash flow for fixed investment, learn financial management knowledge, accumulate investment experience, form good investment habits, and constantly improve your understanding of investment and financial management through fund investment advisory services.
Picture / visual China # which kind of investment consultant is more suitable for you? Investment advisory business is divided into management type and suggestion type.
According to the different capital attributes of investors, wait and see will provide different investment strategies to help investors make capital planning.
They are suitable for investors who believe in professional division of labor and don’t want to invest too much energy in investment.
I don’t know how to buy.
He felt that the focus of life was dragged away by the news of the fund, and after a year, the real income did not meet expectations, This makes her even more depressed.
Look at the vibrant voice and the Popular Fund in little red book, you know, buying you a fund is more popular than teaching you to tiktok.
McKinsey related reports show that more than 80% of customers are willing to pay for investment advisers, while young people are more willing to pay for investment advisers.
It’s because I’m too young.
The fund investment advisory committee will give professional customized plans to help achieve the goal of asset return and improve the investment experience.
For example: you may not have much financial knowledge, but you have the need for asset allocation; Or, they have no time and energy to take care of assets and want to experience fund investment advisory services.
These young people who choose Buddhist financial management focus on the professionalism of investment advisers and want to get asset allocation suggestions from professionals.
The post-90s Xiaoxin once saw a book about investment in a bookstore.
After reading it, he felt that investment seemed quite simple, so he followed the rules and bought funds according to the books.
Wishful thinking is not enough.
At this time, you can consider the fully entrusted fund investment advisory business, which is managed by professionals.
He felt excited and depressed.
In the case of market fluctuations in 2021, the achievements of wait a minute platform have once again verified the power of time compound interest and the values that wait a minute believes in: no anxiety, no regret, no accommodation, determination, peace, serious work, full life and worry free investment, Then wait for good things to happen naturally..
As the saying goes, “there is specialization in the technology industry”, professional things are handed over to professional people, and professional fund investment consulting institutions are allowed to help manage the fund account, including handling the transaction applications such as subscription, redemption and conversion of fund products, so as to enable investors to have better income.
Hi, friend, how are your fund returns? Is it plain or endlessly falling? At the beginning of this year, the news of “fund decline” once hit the hot list, which ripples in the calm hearts of many basic people.
Yingmi fund, as one of the first batch of investment advisory pilot institutions in China, its personal financial fund investment advisory service platform – wait a minute, put forward the “four money” investment advisory service framework.
We have to be solid and stick to it for a long time before we can get a return.
Later, he followed the trend to buy the base, opened a blind box to buy the base, and called for star fund managers.
Therefore, as early as October 2019, the CSRC issued the notice on doing a good job in the pilot work of public fund investment consulting business, which clearly put forward the concept of “public fund investment consulting” for the first time to protect the rights and interests of investors from the mechanism.
At the beginning, it was indeed a gratifying rise, but it didn’t last long before the fund began to fall and didn’t return its capital for several months.
At present, managed investment advisers are very popular because of their convenience.
Xiaoxin is not convinced and buys more financial books, but the results are the same.
According to the data of the white paper on behavioral finance of Chinese equity fund investors, more than half of equity fund investors have vague cognition or cognitive bias, and only 10% – 20% of investors have clear cognition.
At that time, Mo Mo entered the base market with the idea of “making some milk tea money”.
It is reported that wait a minute has served more than 200000 customers.
The main difference between the two is that the investment advisory team of the former can act as an agent for investors to conduct transactions according to the authorization of investors; The latter investment advisory team only provides investment suggestions, investors can choose to follow the investment, and the trading decision is in the hands of investors.
With the popularity of online buying funds, it has become the default wealth password of young people.
Out of caution, Xiaoxin bought only a few hundred yuan per fund.
Reading looks dizzy and sensible.
As of December 31, 2021, the profit ratio of all non long money investment consulting strategy customers in the “four money” investment consulting strategy is 98.14%; For the long-term investment consulting strategy that customers are advised to hold for at least three years, the profit proportion of customers who hold for more than one year is 84.4%.
In other words, most ordinary investors lack a certain understanding of the fund, but rashly rush to the base city with money, chasing up and down, and disorderly financial management emerge one after another.
There are not a few people like Xiaoxin who do not understand financial logic and buy financial products indiscriminately.