The monthly financial income can basically cover the living expenses
.
After this failure, I completely woke up: if I want to make money, I really have to have some real skills first
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In the month after becoming a regular, my monthly income was more than 8000 yuan, equivalent to more than 30000 yuan now
.
In order to quickly get rid of the fate of poverty, I was also hot headed and started a business before I graduated
.
However, there are also a number and brand advantages and disadvantages in the purchase of equipment, and the most enviable is the free runners
.
My stock selection ability has been recognized
.
So all this is only temporary
.
at that time, I learned these things like a treasure
.
This just doesn’t affect me to study stocks in Internet cafes during the day
.
Looking for a job became a difficult problem
.
In a book by Buffett, I learned a concept: how much wealth a person can accumulate in his life does not depend on how much money you can make, but on your ability to control money“ “Control money”? These four words brightened my eyes
.
It is said that Xiaoyang has already saved 500000 and bought a 300000 Cadillac
.
The only difference is that I don’t regard salary as the only source of income
.
I began to make up for all kinds of financial knowledge, such as Dow Theory, K-line form theory, moving average theory, wave theory, Gann theory, time cycle theory, technical indicators, etc
.
Only when we have more assets in our hands can we have the ability to meet our needs and invest more in hobbies
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I tried to broaden the source of income and learn to make money early“ Saving money is the top self-discipline of adults
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In fact, looking at these speculative things now, they are not conducive to the realization of financial freedom
.
I am Feng He, the founder of WeiMiao finance and business education
.
It took me only three years from 60000 debt to millions of “income after sleep”
.
I was born in the countryside
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Since the stock market is opened during the day, in order to go to the Internet cafe to see the market, I apply for the evening shift every day, which is from 5 p.m
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Unexpectedly, my financial thinking is also useful in managing the company
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However, the house leak happened to rain at night
.
If it is 100000 yuan, you may earn 10000 yuan The income generated by the same principal and different treatment methods is very different
.
After the failure of entrepreneurship, I began to learn financial management
.
If you want to make yourself rich, don’t think about relying only on dead wages, but learn to let the income on hand “make money” for you
.
Some people say that running is a free sport
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But different from his peers, others buy as soon as they get their salary, while he divides his salary into several parts, of which 20% is fixed
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Saving money is the top self-discipline friend of adults, Xiao Yang
.
If I want to achieve the goal of rapidly accumulating wealth, I have to come out and lead the team
.
They can buy their favorite running shoes, T-Shirts, watches, glasses and other equipment at will
.
Later, I found a job as a bar clerk in a western restaurant
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Due to the average results, after graduating from high school, I was only admitted to an ordinary college
.
He said: “compared with my peers, I’m nothing special
.
Buffett once said, “how much wealth you can accumulate in your life does not depend on how much money you can earn, but on how you invest and manage money.” Maybe you will say: I know the truth, but how can I make money by investing and managing money? Don’t worry, listen to me slowly
.
I successively passed the securities qualification and futures qualification certificate, and received the admission notice from Fudan University
.
After plump wings, I chose to change jobs
Because I have no money, I can only find a job that includes food and shelter
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It was the first time in my life that I made so much money
.
So how can we achieve financial freedom? Let me ask you a very practical question: how long can you earn 1 million? According to the monthly salary of ordinary people, we can earn less than ten years, more than 30 years, or even a lifetime
.
▲ Xiaoyang’s financial income map is calm when his peers are still running around for housing and car loans and the workplace is in bottleneck anxiety
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My parents are farmers
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Money is really not saved
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The only thing I believe in these years is that making money is the only way to realize the rapid accumulation of wealth
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I became a completely “three no youth”: no background, no education, no contacts
.
If you have 10000 yuan: if you put it in your hand for a year, it will still be 10000 yuan, and it will depreciate; If you put it in the bank for one year, the interest will be 200 yuan, which is not enough to buy a dress; But if you can manage money, you may earn half a month’s salary; However, this is only 10000 yuan
.
However, within three months, I succeeded in breaking down the company and owed more than 60000 debts
.
So I went to another powerful financial company as the manager of the R & D department, and was arranged to Beijing half a year later to manage the Beijing Branch, which has suffered losses for three consecutive years
.
So Xiao Yang began to learn financial management
.
In order to make a lot of money as soon as possible, I have strengthened my confidence in learning to make money and manage money
.
to 2 a.m
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It was facing immediate graduation
.
Heart piercing? Under the continuous inflation, over the past few decades, a large part of the money you have saved from working hard has been lost
.
I also started self-study courses to make up for my lack of academic qualifications
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Under the introduction of my friends, I went to an investment company as a stock analyst to screen high-quality stocks
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If this goes on, I can save less than 1 million by retirement! With only a dead salary, you will worry about money all your life
.
You may not believe it
.
There is a big misunderstanding about running
.
But at that time, these things brought me incomparable self-confidence and let me see the hope of life
.
▲ After the certificate of Fudan University was passed, I felt it was time for me to show my skills in the financial industry
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After a month’s probation, I successfully PK another stock analyst who has worked for many years
.
In fact, for most runners, this is not the case
.
Smart people will make money and know how to make money! 02 making money is the only way to realize the rapid accumulation of wealth
.
Now three years later, his financial income has increased from a small 2000 yuan a month to a small 20000 yuan now
.
When he first met him, he just graduated from college and lived a tight life with a dead salary of 5000 a month
.
With the efforts of my team and I, the Beijing Branch turned losses into profits three months later, with a net profit of more than 10 million a year and an annual net profit of more than 30 million three years later.
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It took me only three years from being in debt to becoming a “rich man” in the eyes of others
.
In order to run healthy and lasting, we need at least several sets of professional running equipment, so we will invest in running
.
What they choose is no longer the price, but only the quality, style and their own preferences of the equipment
.
I know very well in my heart that if I only be a waiter, I will never make a head start
.
I have figured out one thing
.
The first venture failed and was in debt
.
It can be said that my native family has not brought me any help in growth
.
In this way, I continued to study
.
Even if it makes money, is it still the original 1 million? Professor Zhong Wei of Beijing Normal University calculated according to the data of 30 years: the current 2.55 million is equivalent to 10000 yuan households 30 years ago; The real purchasing power of 1 million now, 20 years later, is only equivalent to 110000 to 450000 today
.
This is the meaning of learning to manage money
.
At first, his monthly income was 400 yuan, then 1000 yuan, 2000 yuan..
.
After work, he has been silently studying the financial industry, learning knowledge, and gradually increasing his income through financial management
.
I believe that the realization of equipment freedom is the direction of many runners, and the most important premise is that individuals have financial freedom
.
But he also has his own worries: I can save up to 1000 yuan a month
.